"Watch your thoughts; they become words. Watch your words; they become actions. Watch your actions; they become habits. Watch your habits; they become character. Watch your character; it becomes your destiny." -- unknown

Insanity is doing the same thing over and over and expecting different results - Albert Einstein

some credit stuff
April 21, 2003 - 5:07 pm

now, before some credit minded person decides i need some advice, let me explain my plan.

this new card has 0.0% until march 2004 - that's 11 months of no interest! i'm going to balance transfer as much as i can - so that every payment i make to the card is purely to the principle.

so while it can be bad to have more plastic, i'm actaully trying to do the right thing with it.

other news.. oh, i'm all turned in with financial aid stuff.

i'm very annoyed with the housing folks, i emailed them some questions over the weekend and i expected an answer when i got home. based upon the answers, i'm going to pick my on-campus housing and mail my junk in.

i must, must mail it no later than wed. therefore, i need the answer by close of business tomorrow.

i'm annoyed cause it's tough for me to call people whilst i'm at work. i suppose i shouldn't be overly worried about it. i'll make my choices tomorrow and so be it. at worst it will be one year (mebbe i can transfer or something so one semester) in a place i don't like.

tonight i'm going to figure out my classes. i found the schedules and did my fall classes this morning. i'm very happy to see that all the classes i want are offered once a week. sure it's long ass class, but i can get four classes, 12 credits, in two days. so i'll have five full days to work. i'll need to work too.. my goddamn car. oh how i wish i could dump it.

i'm actaully debating how badly defaulting on the lease would screw my credit. probably too much for me to do it.

though, my credit rating is very good. yeah, yeah, not worth it i know.